in’Loans

The global market impacted by fast changing events across multiple ecosystems (operating environment, customer preferences ...) impose new challenges for bankers to satisfy customers’ changing requirements and tastes. It is critical that financial institutions bring desirable new Loan products and offerings to market quickly and profitably while improving the buying experience.

The Valoores Executive Dashboard is a simple and clear way to visualize the most important business data offering clarity and insight to your business. This full Business Solution reporting tool is based on customized KPIs, including charts, grids, pivots and reports present a best user experience via Smart Pads or Desktops.

Goals:

  • Empowering decision makers with analytics.
  • Get insights about the new market dynamics and set new growth strategies accordingly.
  • Improve the customer service experience via direct observation to the internal operations performance.
  • Learning from the customer purchasing behavior to adapt your products to the clients' needs.
  • Know your market share and compare it vs your competitors
  • Reducing resources capital by implementing automated operation, and saving time while increasing productivity.

Obstacles:

  • The massive explosion in data is creating complexity in dealing with it for banks around the world especially the challenges of Big Data Analytics implementation.
  • The need for Real-time data processing and analysis.
  • The rapid growth of customers using wireless devices and digital bank channels.
  • The rising data security concerns that continue threatening banks, and the need to overcome the challenges created by malware attacks, service interruptions, and loss or theft of customer data.
Retail Loans
Overdue Weight by Branch
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Retail Loans
Overdue Weight by Branch
in
MAR 2015
Best Branch: Ghazir 1%
Worst Branch: Baskinta 41%

     
Educational loans
Best 5 Universities - Previous Semester
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Educational loans
Best 5 Universities - Previous Semester
USJ
37%
USEK: 27%
Foreign: 23%
AUB: 8%
NDU: 5%

   
Personal Loans
68% increase in Personal Loan applications in USD MAR vs FEB
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Personal Loans
68% increase in Personal Loan
applications in USD MAR vs FEB
82%
increase in Personal Loan
application in LBP Same Period

   
Housing Loans
ISKAN Loans decreased by
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Housing Loans
ISKAN Loans decreased by
90%
From February to
MARCH 2015

   
Car Loan Sales
Housing Loans represent 42% of Total Consumer Loans in MARCH 2015
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Car Loan Sales
New vs Used Car Loans
Sep 2015%
NBR of New Car Loans:152
NBR of Used Car Loans:189